• J.P. Morgan brings global Treasury and multi-currency payment capabilities to ADGM under a category one license.
• Expansion strengthens Abu Dhabi’s position as a financial hub for energy, trade and multinational corporate activity.
• ADNOC and other regional clients gain direct access to liquidity, payments and cross-border solutions aligned with global growth plans.

J.P. Morgan is accelerating the expansion of its Payments business in Abu Dhabi Global Market by introducing full Treasury and multi-currency payment capabilities to the United Arab Emirates. The development deepens the bank’s long-standing presence in the region and widens the financial infrastructure available to corporates operating in ADGM, one of the world’s largest financial districts.

ADGM’s Growing Role as a Regional and International Finance Platform

J.P. Morgan Middle East Ltd. holds a category one license under the Financial Services Regulatory Authority, enabling the bank to offer liquidity management and a broad set of Treasury functions backed by its global payments network. The license anchors the firm’s ability to support companies expanding their regional and international operations from Abu Dhabi.

ADGM has grown steadily since its establishment in 2015, attracting financial institutions, insurers, asset managers, fintech companies and major corporates. Its regulatory environment and cross-border orientation have drawn a rising number of multinationals looking to centralize Gulf and wider regional activities.

Arvind Ramamurthy, Chief Market Development Officer at ADGM, said, “J.P. Morgan’s expanded capabilities in ADGM reaffirm our position as a global hub for sophisticated treasury and financial services, providing a clear bridge to capital and growth. This development further strengthens ADGM and Abu Dhabi as a financial nexus for the region and beyond, enabling national champions such as ADNOC, as well as other major institutions, to support their international operations and long-term ambitions from here.”

The bank is already working with ADNOC Group, which is expanding the reach of its global Treasury services through ADGM. For energy producers managing complex financing, trade flows and multi-currency exposures, integrated Treasury operations in Abu Dhabi are increasingly important for supply chain durability and future investment cycles.

Deepening Regional Commitment and Regulatory Alignment

J.P. Morgan has served the Middle East for nearly a century, operating across Abu Dhabi, Doha, Dubai and Riyadh. This long tenure gives the bank an established understanding of regulatory frameworks, capital markets and regional client needs at a moment when Gulf governments are accelerating financial sector diversification.

Khaled Hobballah, Senior Country Officer of MENA and Head of Global Markets for MENA and Turkey at J.P. Morgan, said, “This is a significant milestone in J.P. Morgan’s continued investment and expansion in the UAE, and is part of our ongoing commitment to the region. With our global reach and local expertise, we are here to support our local and multinational clients to grow and scale as required.”

The new capabilities address rising demand for liquidity solutions, real-time payments and multi-jurisdiction cash management. Corporates in the energy, logistics and technology sectors are particularly focused on integrated Treasury platforms that align with international accounting, currency and working-capital requirements.

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Treasury Modernization and Global Payments Connectivity

J.P. Morgan processes more than 10 trillion dollars in payments each day across over 160 countries and more than 120 currencies. Its Payments business integrates Treasury services, trade and working-capital solutions, and merchant capabilities into a single platform that serves global companies operating across complex markets.

The firm views ADGM as an anchor location for connecting Middle Eastern clients with its global infrastructure. Tristan Attenborough, Senior Executive Officer at J.P. Morgan Middle East Ltd., said, “Delivering on our commitment to Abu Dhabi and ADGM has been a top priority for the firm and we are delighted to collaborate with key clients such as ADNOC in the region. As the global leader in payments, our platform in ADGM brings world-class end-to-end payment and transaction capabilities to support both companies headquartered in the region and multinationals seeking to develop their businesses here. We have been thoughtfully client-first in our strategic presence and the solutions we offer and this approach remains steadfast as we move forward.”

For corporates, the availability of full Treasury functionality in ADGM reduces operational fragmentation and supports the region’s ambitions to become a preferred headquarters location for global business. Investors and executives watching the Gulf’s financial evolution will see this as a case study in how regulatory clarity and infrastructure development attract global banking platforms.

Global and Regional Significance

The expansion strengthens Abu Dhabi’s position in the global financial map at a time when Treasury modernization is central to corporate resilience, capital mobility and energy transition investment. As international companies align around multi-market operations and real-time financial flows, ADGM’s growing ecosystem offers a strategic base for connecting Gulf capital with global markets.

J.P. Morgan’s move provides further proof of the region’s role in shaping future financial infrastructure and deepening the links between cross-border trade, energy investment and institutional liquidity. It is a development that will be closely watched by C-suite leaders evaluating the next phase of corporate Treasury and payments strategy across high-growth regions.

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